Team
Domain Expertise Meets AI Engineering
AIDNI is led by a risk management veteran who has engineered Basel III, ICAAP, and Ind-AS ECL architectures for India's largest financial institutions — now building the AI infrastructure to make regulatory intelligence computable.
Salil Bhasin
Founder & CEO
CA · B.Com · JAIIB · CAIIB
An industry veteran with 15+ years engineering Risk Management, Basel III (RWA/CRAR/ICAAP), and Ind-AS ECL architectures for India's largest financial institutions.
Led end-to-end implementation of Expected Credit Loss models and SAS-based computation pipelines on global loan portfolios exceeding INR 7 trillion. Validated ICAAP documents per Basel III norms for presentation to the Board and Reserve Bank of India. Pioneered automation of ECL base rate validation using PySpark on Azure Databricks.
Risk Management
Bandhan Bank — RWA, CRAR, ICAAP
Senior Lead – Risk (Techno-Functional)
Bajaj Finance — ECL models, Ind-AS reporting, PySpark/Azure Databricks
Chief Manager – Risk & Finance
Bank of Baroda — SAS EG, ICAAP, Basel III, ₹7T+ global portfolio
Senior Manager – Risk
Vijaya Bank (now BoB) — Basel III capital, stress testing, PD/LGD models
Manager – Credit Risk
Vijaya Bank — Credit rating, IRMS (SAS), risk-weighted assets
Why Domain Expertise Matters
Most regulatory AI tools treat compliance documents like generic text. Curator Research is different — built by someone who spent a decade inside RWA engines, ICAAP frameworks, and ECL validation pipelines. Every extraction rule is informed by how regulators actually structure their intent.